Financing Options

The mattress you need is
more reachable than you think.

You already know you need better sleep. The only thing standing between you and it is figuring out the payment. We made that part easy — with 0% interest financing through Synchrony HOME™, available in 6 to 60-month terms.

Check Your Rate — It's Free Apply In-Store Instead

Checking your rate won't affect your credit score.

Synchrony HOME credit card Synchrony HOME™
Apply in MinutesOnline or in-store
Instant DecisionKnow right away
0% Interest Options6 to 60-month terms
Soft Credit CheckNo score impact to apply
Simple Process

Three steps to sleeping better tonight.

No hoops. No paperwork piles. No pressure. Just a straightforward path from here to your best night's sleep.

1

Check your rate online

Takes about two minutes. Enter a few basic details through Synchrony's secure portal — no hard credit pull, no commitment required. You'll see your options immediately.

2

Choose a term that fits

Pick from 6 to 60-month plans. Whether you want to pay it off fast or keep the monthly number low, there's an option that works. We'll help you think through it in-store if you'd rather.

3

Take your mattress home

We'll arrange delivery, set everything up, and haul your old mattress away. You start sleeping better tonight. The payments start later.

Available Terms

Find a payment that fits your life.

All subject to credit approval through Synchrony HOME™. 0% interest options on qualifying purchases.

Apply Now
6
Months
Pay it off quickly.
Great for smaller purchases.
0% Interest
12
Months
One year of easy payments.
Popular for queen sets.
0% Interest
Most Popular
24
Months
Two years, low monthly cost.
Works for most budgets.
0% Interest
36
Months
Lower monthly payment.
Good for premium sets.
0% Interest
60
Months
Maximum flexibility.
Ideal for full sleep systems.
0% Interest
What does it actually cost per month?

Sample payments based on a 24-month term. Actual rates depend on credit approval.

~$42/mo
$999 mattress · 24 mo
~$63/mo
$1,499 set · 24 mo
~$104/mo
$2,499 system · 24 mo
A Different Way to Think About It

You spend a third of your life on your mattress.

Most people will spend more money this year on a television they watch occasionally than on the mattress they sleep on every single night. That's not a judgment — it's just a frame.

When you spread a $1,500 mattress over 24 months at 0% interest, you're paying about $63 a month for something that affects your energy, your mood, your health, and how you show up every day.

That's less than most people spend on coffee. The return is better sleep — every night — for the next 8 to 10 years.

In business since 2001

Family-owned in the High Country for over two decades. We're not going anywhere — and neither is our service.

Hundreds of 5-star reviews

Our neighbors trust us with their sleep. That trust is earned one honest conversation at a time.

Financing backed by Synchrony

One of the most trusted consumer lenders in the country. Transparent terms. No surprises.

Common Questions

Questions about financing.

Honest answers. No fine print surprises.

Checking your rate uses a soft inquiry — it will not affect your credit score. Only if you choose to open a Synchrony HOME™ account will a hard inquiry be made. You're free to check your options with zero risk.
Most applications take about two minutes online. You'll receive an instant decision. If you'd rather apply in-store, our team walks through it with you — it's just as fast.
You pay exactly what the mattress costs — nothing more. If you finance a $1,200 mattress over 12 months at 0%, your total is $1,200 split into 12 equal payments of $100. No hidden fees, no interest charges. Subject to credit approval and qualifying purchase amount.
Yes. You can pay off your Synchrony HOME™ account at any time without penalty. There's no early payoff fee — just the remaining balance.
Absolutely. Our team at both locations — Foscoe and Boone Mall — can walk you through the application in person. Many customers prefer this. Stop in any time during store hours.
That happens sometimes, and it's not the end of the road. Synchrony may approve a partial amount, or we can explore a different term or price point within your approved limit. Come in and we'll figure it out together — no pressure.
Ready When You Are

Better sleep is two minutes away.

Check your rate right now — no commitment, no score impact. Or stop by either location and we'll walk through it together.

Check Your Rate — It's Free Find a Location

Soft credit check only · No commitment required · Subject to credit approval

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